Warren Buffett values time over money, as he believes money has no utility for him.

Buffett's view: If it's on his bucket list, he's already done it. Money can't buy experiences.

Buffett finds no use in owning more houses or a boat; time is more valuable.

At 86, Buffett still works hard, preferring his passions over traditional retirement.

Buffett's joys: running his business, making wise investments, and spending time with family.

Buffett acknowledges money's utility for others, enabling early retirement and cherished pastimes.

Smart money management, diversification, and investments can secure a comfortable retirement.

Buffett's secret: compound interest. Start early, and your money grows exponentially.

You don't need to be a financial genius like Buffett; even small investments can grow over time.

Invest with spare change or use online apps for gradual wealth accumulation through time.